$445,000

396 Cardinal Lane, Toccoa, GA 30577

3 beds |
2 baths |
2,520 sqft

Single-Family Home
Built in 1987
0.33acre lot
—— car garage
$177/sqft
Listed 1 month ago

Property Description

Welcome to your Lake Hartwell retreat! This 3-bedroom, 2-bathroom lakefront home offers the perfect blend of charm, comfort, and convenience. The home features a spacious kitchen with granite countertops, stainless steel appliances, and a large island, all filled with natural light streaming through the numerous windows. The primary bedroom is located on the main level and includes a cozy sitting area that can be used as an office, nursery, art studio, or powder room. With plenty of space for a large dining table, entertaining is effortless both inside and out. Step onto the expansive deck or relax on the covered porch while enjoying beautiful lake views. Outside, you'll find a two-car carport and an outbuilding that complements the home's exterior, perfect for storage of household items, lawn equipment, or lake toys. The covered slip dock provides direct lake access, while the neighborhood amenities include a private paved boat launch, community dock, clubhouse, swimming pool, tennis court, and open green space. With recent updates including a 7-year-old roof and newer HVAC and hot water heater (approx. 2 years old), this home is move-in ready. Whether you're looking for a weekend getaway or a full-time residence, this property offers everything you need to enjoy the best of Lake Hartwell living.

Listing Status:: Active
Date Added:: September 30, 2025 at 05:00AM
Listing Office:: Talan Properties LLC : 706-297-7480
Listing Agent:: Nicole Wright : 706-491-1403
MLS ID:: 10615530

General: Master On Main LevelTile Bath
Appliances: DishwasherElectric Water HeaterMicrowaveRangeRefrigeratorStainless Steel Appliance(s)
Laundry: In Basement
Basement: DaylightFinished
Flooring: CarpetTile
A/C: Central AirElectric
Heating: CentralElectric
Fireplace: Fireplaces: 0

General: DockOutbuilding
Style: Other
Parking: Carport

Roofing: Other
General: OtherWood SidingTwo

HOA Amenities: InsuranceMaintenance GroundsSwimmingTennis200.0
Originating MLS: Georgia MLS 2
County: Stephens

Zoning: 057E 153
View: LakeView

Utilities: Other
Water: Public
Sewer: Septic Tank

Source: Georgia MLS 2

This listing courtesy of Nicole Wright, Talan Properties LLC

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

Big A Elementary School

289 Sorrells Dr, Eastanollee, GA, 30538

Grades PK-KG

7.07 miles away

Stephens County Middle School

1315 Rose Ln, Toccoa, GA, 30577

Grades 6-8

7.40 miles away

Stephens County High School

323 Indian Trl, Toccoa, GA, 30577

Grades 9-12

6.85 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.